If you’re running a home-based business in Berlin, CT, protecting your investment, assets, and operations is crucial. While operating a business out of your home provides many benefits, it also introduces unique risks involving insurance and your assets. Protecting your business with the right insurance policy, with the help of Bogden Insurance Agency, can safeguard your operations, livelihood, and future plans.

Understanding the Limits of Homeowners Insurance

Unfortunately, traditional homeowners’ insurance is not always adequate when it comes to protecting your home-based business. Standard policies may severely limit coverage or exclude coverage entirely for home-based business-related equipment, activities, and liability concerns. For instance, a traditional policy may not provide the protection you require if a client is injured on your property.

Considering Different Types of Insurance Policies

When building a home-based business in Berlin, CT, there are a few types of insurance you may want to consider, including:

• Business Property: Covers business equipment, tools, and resources
• Professional Liability: Protects against negligent or error claims in your work
• General Liability: Protects against third-party claims of damage and/or injury
• Continuity: Business interruption insurance provides ongoing financial support in the event of a fire, natural disaster, or disruption

At Bogden Insurance Agency, we will work with you to determine which insurance policies are right for you based on your business type, industry, and home-based business needs. The more familiar you become with building a comprehensive insurance policy specific to your needs, the easier it will be for you to maintain your peace of mind. If you’re ready to protect your home-based business in Berlin, CT, and want to do so with a custom-tailored insurance policy or plan, contact Bogden Insurance Agency to schedule your consultation and quote today.